Nursing Home Medicaid is a type of Medicaid designed specifically to cover the costs of nursing home care for people who have limited income and assets. It's there to provide support when folks need extra help with daily activities due to health issues.
To be eligible for Nursing Home Medicaid, you usually have to meet certain criteria:
You need to have a low income. Each state sets its own income limits, but generally, if you don't earn much, you may qualify.
You must have limited assets. Things like your house or car may not count, but you can't have too much money in the bank.
You must require a level of care that can only be provided in a nursing home. This means you need help with activities like bathing, dressing, or taking medication.
General Medicaid helps people with medical costs, like doctor visits or prescriptions. Nursing Home Medicaid focuses specifically on covering the expenses of living in a nursing home. So, if someone needs long-term care, Nursing Home Medicaid steps in to help cover those costs.