What is CMS?

The Center for Medicare and Medicaid Services, commonly known as CMS, is a federal agency within the United States Department of Health and Human Services (HHS). Established in 1977, CMS oversees the administration of several major healthcare programs, including Medicare, Medicaid, and the Children's Health Insurance Program (CHIP). Its primary mission is to ensure effective, accessible healthcare coverage for eligible individuals and families across the country.

Medicare: Healthcare for Seniors and Certain Disabilities

Medicare is a federal health insurance program primarily designed for people aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. It provides coverage for a variety of healthcare services, including hospital stays, doctor visits, prescription drugs, and preventive care. Medicare consists of different parts, each covering specific services:

Part A

• Hospital Insurance
• Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.

Part B

• Medical Insurance
• Covers outpatient care, doctor visits, preventive services, and medical supplies.

Part C

• Medicare Advantage
• Allows private insurance companies to offer Medicare benefits as an alternative to Parts A and B.
• These plans may also include prescription drug coverage (Part D) and additional benefits like dental and vision care.

Part D

• Prescription Drug Coverage
• Provides assistance with the cost of prescription medications.